A check punch punches holes in the shapes of numerals. Machine Ī check perforator with a notice of 18 patent dates Ī check writer (also known as a 'ribbon writer', 'check signer', 'check protector' or 'check embosser'), is a physical device for protecting a check from unauthorized alteration of either the amount or the authorizing signature.ĭevices of this type that use various technologies are also known as check protectors, check punches, and check perforators. 'Drawer' means a person who signs or is identified in a draft as a person ordering payment. (ii) a cashier's check or teller's check.Īn instrument may be a check even though it is described on its face by another term, such as 'money order.' (i) a draft, other than a documentary draft, payable on demand and drawn on a bank or State statutes, a check is a form of negotiable instrument evidencing an order (as opposed to a promise) to pay a fixed amount of money, according to §3-104(a). law, in Article 3 of the Uniform Commercial Code, codified in most U.S. The signer or presenter of the check, or person who prints and authorizes the check. The check writer is also known as the ' payor', 'signer', 'maker', the drawer, or the 'account holder'. A person who physically writes a check or cheque.